1. The Defendant and C (tentative name D) and the Defendant and C, and the Defendant and the Defendant and the Defendant and the Defendant and the Nonindicted Party under whose name the Defendant and the Nonindicted Party (tentative name E) have access to the victim F who wish to borrow the loan, obtain the loan under the name of the victim and did not deliver it to the victim, and Defendant and the Defendant will be used. C accessed the victim to the victim to obtain the victim’s resident registration certificate, seal, passbook, cash card, and password, and the Defendant and the Nonindicted Party in whose name the Defendant and the Nonindicted Party wished to withdraw the loan by acquiring the said cash card and password from C.

Around September 18, 2012, in accordance with the above division of roles, C made a false statement to the victim, “A shall receive loans from the lending company if necessary,” the loan will be paid in full, and the lending company should make an application for contact with the lending company. If C wishes to obtain a loan, it is necessary to obtain a resident registration certificate, stamp, agricultural bank passbook, cash card, and password connected with the lending company.”

However, even if the defendant was given a loan under the name of the victim, it was thought that the defendant will use it, and there was no intention to do so to the victim.

C by deceiving the victim as such, 4 million won was collected from the Solomon Savings Bank, using the victim’s resident registration certificate, seal, etc., and then borrowed 4 million won from the savings bank to the Agricultural Cooperative Account under the name of each victim. The Defendant and the person under whose name the name the Defendant and the person under whose name the name the Defendant obtained the cash card and password connected to the said Agricultural Cooperative Account received from C, and withdrawn 8 million won of the said loan at the Agricultural Cooperative Hongdo branch.

As above, the Defendant: (a) obtained economic benefits equivalent to the same amount by withdrawing KRW 8 million in the name of the victim in collusion with C or a person in unsound name; and (b) obtained such benefits from the victim.