A. The Defendant’s debt (1) entered into a credit card transaction agreement with Samsung Card around October 14, 2006, with the foreign exchange bank around May 29, 2008, and each credit card transaction agreement with Samsung Card around April 30, 2008.

(2) Around September 23, 2008, the Defendant (A) borrowed 8.5 million won interest at the rate of 3.9% per annum, 35.9% per annum, 36 months principal and interest equal repayment, 40.9% per annum, and 6,616,415 won per annum, interest rate per annum from August 14, 2009, and 35.9% per annum from September 8, 2009 to August 8, 2012. The Defendant again agreed that the installment interest shall be lost at the time of default and the delay damages shall be paid at 40.9% per annum.

(B) The claim for the above loan of Daewoo Capital was transferred in order to be a partner loan corporation on October 1, 2010, to dynasty loan corporation on October 13, 201, to dynasty loan corporation on October 13, 201, and to dynasty loan on July 20, 201.

B. The Plaintiff’s acquisition of the Plaintiff’s claim is a corporation established pursuant to the provisions of “Act on the Efficient Disposal of Non-Performing Claims, etc. of Financial Institutions and the Establishment of Korea Asset Management Corporation” and “Act on the Registration of Credit Business and the Protection of Finance Users,” and is an institution that manages all of the credit card loan claims, credit card use-price claims, cash service use-price claims, indemnity claim, general loan claims, repayment-backed loan claims, repayment-backed loan claims, repayment-backed loan claims, interest-backed loan claims, and rights incidental thereto (interest claims, provisional payment claims, etc.) held against the obligor from a member financial institution affiliated with “the Credit Finance Company Convention on the Credit Financial Companies for the Credit Counseling Support for Credit Counseling of Financial Institutions” and “

C. The defendant's respective obligations are as follows.