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(영문) 서울남부지방법원 2015.12.28 2015가합101000

보험에관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 12, 2007, the Plaintiff was an insurance company running non-life insurance business, and entered into an insurance contract with the Defendant listed in the separate sheet (hereinafter “instant insurance contract”).

B. On November 5, 2007, the Defendant received hospitalization and outpatient treatment on several occasions from around that time to around January 2015, and received insurance proceeds of KRW 63,524,931 in total from the Plaintiff.

C. The insurance contracts, including the instant insurance contract, concluded with the Defendant as the insured are ten cases as listed below:

(1) On May 14, 2007, Korea Life Insurance Co., Ltd., Ltd., Ltd., 200 Y 307, 106, 307, 107, 40, 107, 107, 200, 30, 107, 107, 107, 107, 200, 107, 200, 208, 201, 30, 106, 200, 30, 205, 20, 30, 106, 20, 200, 30, 201, 10, 200, 205, 30, 201, 10, 206, 207, 201, 207, 17, 201, 207, 201, 2010.

2. The assertion and judgment

A. The plaintiff's assertion that the defendant concludes a majority of insurance contracts with the same coverage as daily security for hospitalization, and excessive insurance premiums are compared to the defendant's financial status.