No one shall transfer any means of access, such as a passbook, electronic card, password, etc., which is used to make a transaction request in electronic financial transactions or to secure the authenticity and accuracy of users and the details of such transaction to any third person.

Nevertheless, around January 26, 2015, the Defendant transferred the passbook, physical card, security card, and authorized certificate, which is a means of access linked to the bank account (face number: D) opened in the name of the Defendant at the exit No. 8 in Suwon-si, Suwon-si, from that time until April 7, 2015, the Defendant transferred the passbook, etc., which is the means of access of electronic financial transactions, at least four times in total, as shown in the list of crimes in the attached Table, from that time.

The 2015 Highest 4213 telephone financial fraud (hereinafter referred to as "scaming") organization takes out electronic financial transaction information, such as the bank account and password, transfer password, authorized identification number, certificate identification number, OTP number (hereinafter referred to as one-time password, On-the-spot Pscam number), and transfer the victim's deposit to the Internet bank account of the withdrawal book (e.g., the bank account) and the victim's false information to the victim's bank account and password, and transfer it to On-the-spot Pscam number (hereinafter referred to as "on-line Pscam") to the victim's personal information from China or the Republic of Korea to a large number of unspecified domestic victims due to the victim's "Leakage of personal information" or the "establishment of a large-scale passbook" case and deceiving the victim as if serious damage to the victim would occur.

The above organization is a work to induce the victim to directly transfer his/her deposit by deceiving the victim or to transfer the deposit to the account in the future of the victim's withdrawal.