On September 23, 2011, the Defendant was sentenced to two years of imprisonment with prison labor for a violation of the Act on Special Cases concerning the Settlement of Traffic Accidents at the Ulsan District Court on October 25, 201, and was sentenced to eight months of imprisonment with prison labor for special larceny, etc. in the Daegu District Court Kimcheon Branch on July 25, 2012 during the said grace period, and the said judgment became final and conclusive on October 19, 2012, and the said suspended sentence became void and completed on October 25, 2013.

The Defendant: (a) opened a processing company that does not actually engage in business under the name of “P” in his/her own name; (b) recruited persons who intend to obtain bank loans through the Internet, etc.; (c) issued a false certificate of employment, etc. in the name of the above company; and (d) received some of the loans as

1. The Defendant conspired to obtain loans by means of obtaining workplace loans from the bank through false employment certificates, etc. on Q, which was a client of loans recruited through the Internet, with Q, issued in the name of "P".

On January 20, 2014, the Defendant offered loan-related documents, such as a false certificate of employment, in the name of the above "P" prepared in advance to the above Q from the street in front of the branch office of the Busan Bank Yong-dong, Busan, Busan, the victim, who was the victim of the above Q, and the above Q was not in service in the above "P". However, the above bank loan-related documents were submitted to the above bank loan-related person, and the Defendant deceivings the above bank loan-related person as being ordinarily working as an employee of the above company, and was transferred from the above victim to the account in Q under the name of the business

Accordingly, the defendant, in collusion with the above Q Q, acquired 10 million won by fraud.

2. The Defendant attempted to obtain a loan by means of obtaining a workplace loan from a bank through false employment certificate, etc. on R issued in the name of “P” along with R, a lender who was aware of through the Internet.