However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

[Case No. - The Defendant’s solicitation relation to the Defendant’s name misscambed with the name misscamb’s name misscamb] and the name misscamb’s name misscamb’s name misscamb around September 2019, the name misscambed by misrepresenting the employees of financial institutions, etc. as the total liability of telephone financial fraud, thereby allowing the Defendant to loan the existing loans at low interest rate to the Defendant, and the Defendant, upon receiving instructions from the name misscambscamb’s name misscambscamb’s name misscamb’s name misscamb’s name misscamb.

【Criminal Act】

1. Around October 2, 2019, the person under whose name is not the victim’s name misrepresentation to the victim C by telephone, and, on October 2, 2019, it made a false statement to the effect that “any surplus funds are available. Any existing loan is repaid and any loan is provided at low cost. When other location is known, it is intended to compute the amount of the loan.” In addition, another person under whose name the victim assumes the victim’s G of the F Bank, and “in order to obtain a new loan, it is necessary to repay KRW 33,400,000 to the victim.” If the existing loan is not repaid up to 17:00, it is necessary to repay KRW 67,000,000 of the loan due to financial breach, and if not, it does not constitute a new loan.”

However, there is no intention or ability to use the borrowed money for the repayment of the loan to the victim even if the person who is not an employee of the financial company receives the money from the victim because he is not an employee of the financial company.

On October 2, 2019, the person under whose name the victim was accused of the victim and caused the victim to deliver money to the defendant at the "J" located in Jung-gu Seoul, Jung-gu, Seoul.