1. The structure of the crime of fraud of lending the entire house to false workers is operating the system of lending the entire house loan at a rate lower than the market interest rate without securing the entire house loan from the National Housing Fund for the stabilization of residence of homeless workers;

The loan hubs composed of loan hubs, tenant recruitment books, and tenant recruitment books, etc. made false documents related to the loan of the entire house loan to the financial institution entrusted with the business related to the loan of the entire house loan of workers and the fact that only the submission of documents related to the loan of the entire house can easily obtain the loan through a formal examination, using the circumstances that the loan blicker's employment and the loan blicker's employment can be made under the direction of the loan blicker's total blicker's comprehensive blicker's blicker's blicker's blick employment in the name of a disguised company as if he works as a worker while making a false contract for the loan of the entire house loan of the previous house, and the loan blick's employment related documents such as a certificate of employment, detailed statement of wages, income tax collection certificate, etc. are recruited in the name of a disguised company, and separately prepared a false brokerage office to prepare a false contract for the lease of the house between a false lessee and a false lessor.

2. The Defendant, as a false lessee of the facts charged, committed the following acts: (a) as a false lessee, the Defendant: (b) obtained a loan of the employee deposit money by the foregoing method; (c) obtained a loan from the employee deposit money in order to have it divided; and (d) obtained it.

On January 2015, the Defendant is a G employee of the 7th floor F. 762 of the E Building in Gyeonggi-do when the Defendant was in harmony with the loaner C.