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(영문) 의정부지방법원 고양지원 2014.03.20 2014고정6

대부업등의등록및금융이용자보호에관한법률위반등

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Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

1. Violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users;

A. On April 1, 2008, the Defendant related to unregistered credit business published an advertisement on the small amount of settlement credit business of the mobile phone “The 6800 won per cost per unit 10,000 won” in the Internet item transaction site, an Internet item item, by using a computer, around 102, Seoyang-gu, Seoyang-gu, Seoyang-gu, Dalla, a one’s own residence.

The Defendant purchased an item from “E”, which is the Internet game site, by acquiring personal information, such as resident registration numbers and cell phone numbers, from D who reported and contacted the above advertising, as a small-amount of 5,000 won, from “E”, which is a mobile phone, and had D pay the price for the use of a mobile phone.

In addition, the defendant deducted 17,000 won from D as a prior interest, and paid an item mileage equivalent to 38,000 won that can be immediately deposited in cash on the website.

In addition, the Defendant, without registering a credit business to the competent administrative agency from the above date to August 7, 2012, run a credit business by means of lending a total of KRW 95,387,830 in total to 1,580 as shown in the separate sheet of crime, and receiving KRW 44,88,391 in total as prior interest.

(b) Where an unregistered credit service provider that is not registered with regard to excess of the interest rate makes a loan, the interest rate shall not exceed 30 per annum;

Nevertheless, the defendant is a defendant.

As described in the port, from April 1, 2008 to August 7, 2012, 1,580 members including D including D have loaned a total of KRW 95,387,830, and received KRW 44,888,391 equivalent to the average annual interest rate of KRW 286.27% under the pretext of the prior interest.

2. Any person violating the Act on Promotion of Information and Communications Network Utilization and Information Protection.