around September 18, 2012, the Defendant stated that “Around September 18, 2012, the Defendant lent KRW 50 million to, and repaid to, a neighboring victim D, Seoul-gu, Seoul-do.”

However, the defendant did not have a claim of KRW 50 million, and even if he borrowed money from the victim, he did not have an intention or ability to pay it.

The Defendant received KRW 700,000 from the victim to the Agricultural Cooperative account under the name of the Defendant for the same day, and received KRW 36,20,000 from seven victims over 29 times from around that time to January 13, 2014, such as the statement in the list of crimes.

around August 16, 2013, the Defendant stated, “Around August 16, 2015, the Defendant paid monthly pay to the victim F, who borrowed three million won as he/she urgently required to pay the amount to the victim,” at the victim F’s house located in Jari-gun E.

However, even if the defendant borrowed money from the victim due to economic difficulties, such as having a debt of about 30 million won at the time, there was no intention or ability to repay the money.

The Defendant received three million won from the victim on the same day.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement made to G, H, I, J, K, and F;

1. A complaint filed by one and six others, and a complaint filed by F;

1. Application of Acts and subordinate statutes on a copy of a passbook of a self-reliance deposit, a list of transactions of D ordinary deposits, a copy of a passbook of MAF, a copy of a passbook of self-reliance deposit, a certificate of verification of H transaction, a copy of a passbook of a passbook of common deposit,

1. Relevant Article 347 (1) of the Criminal Act, the choice of punishment for the crime, and the choice of imprisonment;

1. The reason for the sentencing of Article 37 (former part), Article 38 (1) 2, and Article 50 of the Criminal Act among concurrent crimes [the scope of recommending punishment] and the reason for the sentencing of Article 38 (1) 2 and Article 50 of the Criminal Act [the scope of recommending punishment] There is no basic area (6 to 100 million won) (6 to 100 million won) [the decision of sentencing] [the decision of sentencing] no person who is a special person] [the