[criminal power] On September 27, 2006, the Defendant was sentenced to four years and two months of imprisonment for a crime, such as fraud, at the Seoul Central District Court, and completed the execution of the sentence in the Ganbuk Vocational Training Prison on April 5, 2010. On November 16, 2012, the Defendant had a record of being sentenced to a summary order of KRW 2 million as a fine for a violation of the Electronic Financial Transactions Act in the public capital support of the Daejeon District Court.

【Criminal Facts】

"2015 Highest 402"

1. Transfer of bankbooks and e-mail cards to our banks;

A. On November 2012, the Defendant violated the Electronic Financial Transactions Act: (a) presented a proposal that the Defendant would borrow money from a deceased person on his/her name; and (b) the head of the passbook, etc. was used for committing a crime, such as “one-time singing,” etc. by a person with no name, with the intention to withdraw the said money from the Defendant’s account first, when the money acquired by the Defendant was deposited into the Defendant’s account.

On November 19, 2012, the Defendant applied for Sms text services to the bank account (C) opened in the name of the Defendant at the location of the bank located in Dongdaemun-gu Seoul, Dongdaemun-gu, 14-ro, 87, at the location of the branch of the bank located in Dongdaemun-gu, Seoul, for the re-issuance of the head of the bank account, check-up card, and security card, and transferred the means of access by sending the above head of the Tong, the check-up card, and the security card to the address of the non-person who was unable to receive the name.

B. The Defendant, as described in the foregoing paragraph (a), transferred a passbook as indicated in the foregoing paragraph, and the Defendant concluded that on November 19, 2012, he/she may borrow KRW 500,000 to the victim D by telephone, and that “if he/she deposits KRW 200,000 with the purchase cost of guarantee insurance, he/she would have a high credit standing, he/she may loan KRW 5,00,000,000,000,000 from the victims on November 22, 2012, and that it may receive KRW 20,000 from the victims on November 22, 2012, as indicated in the list of crimes in the attached Table.