A. On August 25, 2007, E, the father of the Defendant, concluded an insurance contract with the Plaintiff on August 25, 2007 and attached Form 1, where the Defendant is the insured (hereinafter “instant insurance contract”).

Of the general terms and conditions of the instant insurance contract, the contents on the payment and exemption of insurance proceeds are as follows.

(B) In the following context, the Company shall be liable to compensate for any bodily injury resulting from the injury under the terms and conditions in accordance with Article 13 (Compensation for Loss). If the insured has suffered any bodily injury due to a sudden and incidental accident during the insurance period, the damage resulting from the injury shall be compensated for in accordance with the terms and conditions.

The injury referred to in paragraph (1) shall include addiction symptoms generated as a result of inhaled, absorption, or taking in, at the same time, of toxic gases or toxic substances.

However, the addiction symptoms generated as a result of the food poisoning and habitually inhaled, absorption, or intake are not included in this.

XIV (Non-compensationable Damages) The Company shall not pay any damages arising out of the following causes:

(1) The insured's intentional act (II, III omitted) (4) The insured's self-injury, suicide, attempted suicide, criminal act under the Criminal Act or act of violence under the Criminal Act (Provided, That if it is recognized as legitimate act, self-defense under the Criminal Act, emergency evacuation under the Criminal Act, or legitimate act, the insured's mental illness or

B. On July 25, 2017, the Defendant was found to have accumulated in his home, and was transferred to the emergency room of the Busan National University Hospital to the 119 rescue vehicle, and was diagnosed at a place to have been diagnosed as suffering from the addiction of the U.S.carbon.

(An accident described in attached Form 2, and below, at the time when 119 rescue vehicles arrive at Defendant’s home, two balls were placed in the room, and the Defendant was found to have a urine in the state of non-explosion.

C. At the time of the accident of this case, the defendant is not aware of its consciousness due to the damage to low oxygen brain at the time of accident.