A. On July 27, 2015, the Plaintiff entered into an automobile financial installment contract with Defendant A Co., Ltd. (hereinafter “Defendant Company”) with a loan amount of KRW 89,940,00,00 per annum, interest rate of KRW 7,07 per annum, interest rate of KRW 25% per annum, interest rate of KRW 60 per annum, object period of KRW 60 months, and object of KRW 400. Defendant B guaranteed the Defendant Company’s obligation by setting the guarantee limit of KRW 107,928,00.

B. From April 2016 to October 4, 2016, the Defendants delayed the payment of an installment, and subsequently looked at the interest accrued on October 7, 2016. The amount paid by the Defendants as of October 7, 2016 is KRW 12,89,919 in total of KRW 8,93,563, interest 3,809,468, interest 146,888, interest 1488, and interest 12,89,919 in total; the remaining principal and interest 81,006,437, interest 2,749,221, interest 150,104 in total.

[Ground of recognition] Unsatisfy, entry of evidence A1 to 7, purport of the whole pleadings

2. According to the above facts of determination, the Defendants are jointly and severally liable, and Defendant B is obligated to pay to the Plaintiff the remaining principal and interest of KRW 84,656,128, and the remaining principal and interest of KRW 81,006,437 within the limit of KRW 107,928,00,000, which is the maximum amount of collateral guarantee, with delay interest rate of KRW 25% per annum from October 8, 2016 to the date of full payment.

3. According to the conclusion, the plaintiff's claim is accepted on the ground of the reasons.