However, for two years from the date this judgment became final and conclusive against the Defendants.

[Fact-finding] C (one-time D), E (one-time F), G (one-time H), I (one-time J), K, L, M (one-time N),O, P, Q, etc. A person who has been engaged in activities as a loan fraud group for the entire tax fund. The defendant R is a false tenant, and the defendant S is a person who has participated in the crime of this case as a false lessor.

C, etc. in the case of “financial resources loans” handled by 17 banks in the city, the Bank itself will provide loans for 90% of the loans with its own funds. However, in the event that an applicant for loans fails to repay the loans, the Bank will not make more strict loan than other loans because the applicant pays 90% of the loans to the Korea Housing Finance Corporation at the time of non-payment of the loans, and thus, make a false loan contract with the name of the title holder who applies for the loan, a lessor who will enter into a false loan contract, or a company capable of falsely hiring the above customer, or directly taking over the above company for the above purpose, by means of manipulating documents as if the above customer actually entered into the loan contract and works for the company, and C will take the role of managing the entire process of loans with the total book of the above loan fraud group,O will act as if the applicant actually works for the company, E will act as the operator of T&S corporation, prepare the relevant documents, such as a certificate of employment, etc. as if the applicant actually works for the non-resident corporation, and QV, as if the owner actually works for the company.