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(영문) 의정부지방법원 2014.08.12 2014고정1153

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of one million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Reasons

Punishment of the crime

When anyone intends to engage in credit business, he/she shall register with the Special Metropolitan City Mayor, the Metropolitan City Mayor, the Do Governor, or the Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and when a unregistered credit service provider, he/she may not receive interest exceeding 30% per annum, notwithstanding the fact that he/she did not register a credit business around December 11, 201, and borrowed 300,000 won to B without registering the credit business, and actually borrowed 29,000 won per annum, 50,000 won per annum, and was paid interest at the interest rate of 72% per annum (6% per annum) exceeding 30% per annum.

Accordingly, the Defendant run a credit business without registering the credit business, and received interest in violation of the interest rate limit of the unregistered credit service provider.

Summary of Evidence

1. Police suspect interrogation protocol of the accused;

1. A written statement prepared B;

1. Application of Acts and subordinate statutes to the investigation report;

1. Relevant Article of facts constituting an offense, Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 19 (2) 3, and Article 11 (1) of the same Act (the receipt of interest exceeding the interest rate), and the selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;