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(영문) 서울중앙지방법원 2020.10.16 2019가단5205117

보험금

Text

The instant lawsuit is dismissed.

Litigation costs shall be borne by the plaintiff.

Reasons

1. Basic facts

A. From June 10, 199 to June 10, 2014, the Plaintiff entered into a C insurance contract (hereinafter “instant insurance contract”) with the Defendant with the insurance coverage amounting to KRW 50,000,000,000, and KRW 50,000,000,000,000,000,000,000,000,000,000,00 for each year for 20 years, for the benefit and disability pension (20,000,000,000,00,000,000, respectively, on a Saturday or holiday).

B. The main contents of the instant insurance contract are as follows.

Article 7 (Reasons for Payment of Insurance Money) (1) The Company shall pay the insurance money agreed upon to the beneficiary (see attached Table 1 "Standards for Payment of Insurance Money") to the insured when any of the following events occurs to the insured:

3. Where the insured becomes a state of disability of class I in the table of classification of death or disability for a direct cause other than a traffic accident during the insurance period: The term "disaster of the attached Table 2 for the payment of a general accident death insurance benefit" means an accident which has occurred as a contingency (Provided, That where a person who has a disease or physical handicap and has caused a minor external factor or the symptoms thereof have aggravated, the minor external factor shall not be deemed an accident as a contingency) and is referred to in the following classification:

(Annex 4) Definition and assessment criteria of disability classification table (grade 4) disability classification test)

(a) disability defined in the definition of disability refers to the state of permanent mental or physical impairment that remains in the body of a person whose symptoms have been fixed, although sufficiently treated the injury or disease caused by a disaster, not completely recovered;

5. “Loss of eyesight” means a case where the corrected eyesight of one eye is not more than 0.02 under the International Visual Test Test (hereinafter referred to as 0.02), and is proved to be deadly damaged or to have not been restored to its original state;

Provided, That visual disabilities, other than visual disorders, shall be excluded from visual disorders, such as visual visual disorders and playgrounds, and damage, etc.

13."Bridges".