If the defendant does not pay the above fine, KRW 100,000.

No person shall lend a means of access, promising any consideration.

1. On February 21, 2019, the Defendant: (a) received a proposal from a person in secret name who assumes the name of “B team leader” to “C to obtain credit rating by repeatedly setting up a transaction performance by sending a physical card; and (b) to return a physical card after three days; (c) around February 15:46, 2019, the Defendant issued one physical card connected to the Defendant’s name D Association account (E) via Kwikset Service Articles, and notified C of the password number.

Accordingly, the Defendant promised to lend the means of access in return for the intangible expected profit to receive future loans by raising credit rating through the details of deposit and withdrawal transactions.

2. On February 25, 2019, the Defendant: (a) received a proposal from a nameless person who assumes a false name as “F agency”; (b) “In the event that the Defendant sent a physical card from which the principal and interest of the loan that is repaid by the Party, he would prejudice the loan; and (c) would return the physical card if the principal and interest of the loan are fully repaid; and (d) around February 25, 2019, around 19:37, the Defendant issued a personal card connected to the Defendant’s name bank account (H) via Kwikset-si Office (Seoul Special Metropolitan City Office at the 5,005,00,00,000, which was around February 25, 2019.

Accordingly, the Defendant promised to lend the means of access in return for the intangible expectation interest that can receive future loans.

Summary of Evidence

(Paragraph 1) of this Article

1. Defendant's legal statement;

1. Statement of the police officer to I;

1. Details of transactions, certificates of transaction, etc.;

1. Application form for a new transaction;

1. Details of transactions for entry and withdrawal;

1. A list of trading of ordinary deposits;

1. Details of conversation C (paragraph (2) of the facts of crime);

1. Defendant's legal statement;

1. Written Statement;

1. Financial transactions of the principal;

1. Inquiry into customer matters;

1. Certificates of deposit transactions;

1. C dialogue content legislation.