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(영문) 대전지방법원 홍성지원 2020.07.22 2020고단202

사기

Text

A defendant shall be punished by imprisonment for one year.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

The Ministry of Land, Infrastructure and Transport operates a housing lease loan system which provides loans at a interest rate lower than that of the city if a loan is filed with only certain documents such as a certificate of employment, statement of salary, etc. without any special security to stabilize the residence of homeless workers with the financial resources of the National Housing Fund.

However, the fact that the financial institution entrusted with the affairs related to the loan of the lease on a deposit basis only makes a fraudulent examination and makes a loan, and the loan hub B made a false preparation and the role of providing the defendant with the above documents and the contract for the lease on a deposit basis to the financial institution as a false tenant, the defendant made an application for the loan of the lease on a deposit basis by submitting the above documents, etc. to the financial institution as a false tenant, and C cooperate with the preparation of the above lease contract as if the lessor was a false lessor, and upon the request of the financial institution for verification as to whether the lease on a deposit basis has been actually made, it made a answer as if the loan was made, and made a withdrawal

According to the above public offering on May 27, 2014, the Defendant filed an application for a housing lease loan with a person in charge of loan of the injured bank Gwangju branch, which is a financial institution dealing with the above fund, along with a lease agreement in which the Defendant stated the Defendant as a lessee, C’s father G as a lessor, and a certificate of employment that the Defendant was working as a representative director in the workplace of H in the case of Gwangju City E-si.

However, in fact, the defendant did not think that he actually resided in the above real estate, and he prepared a false lease contract for the application for the loan of the house lease loan, and since H only exists in the documents and did not have the so-called so-called "Y" corporation, the defendant did not have worked as the representative director of the above company.

Nevertheless, it is not possible.