2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

Judgment of the first instance.

A. On March 11, 2012, the first school student A, B, and C (hereinafter collectively referred to as “the firer of this case”) who was the first school student of a fire accident, was equipped with a fluence facility in the playter in the Dodong-si D apartment (which is owned by the Korea Land and Housing Corporation; hereinafter “the apartment of this case”).

(hereinafter “the instant fire accident”). B.

(1) On July 21, 2010, the Gyeongnam District Headquarters of the Korea Land and Housing Corporation concluded a comprehensive property insurance contract (hereinafter “instant comprehensive property insurance contract”) between the instant apartment building and its appurtenant facilities, and the insurance period from July 21, 2010 to July 20, 2013, with the subject matter of the insurance between the instant apartment building and its appurtenant facilities.

The comprehensive property insurance contract of this case also covers damage caused by fire.

Mez fire, under the insurance terms of the comprehensive insurance contract of the property of this case, waives the insurer's subrogation right against the lessee of the apartment of this case: Provided, That this shall not apply to the damage caused by the lessee's intentional or gross negligence.

(2) The Mez fire paid insurance money of KRW 18,633,106 to the Gyeongnam branch office of the Korea Land and Housing Corporation due to the instant fire accident.

C. On May 20, 2009, the Plaintiff entered into a contract with the Plaintiff on May 20, 2009, to compensate for losses incurred by the Plaintiff’s liability for damages due to a sudden accident that occurred in his family’s daily life by setting the insurance period as the end of May 20, 2062.

(2) On October 8, 2010, B’s mother-friendly F entered into a contract with the Defendant to compensate for damages incurred by a child due to an accident in which his/her child was rapidly caused by his/her insurance period until October 8, 2030 with his/her own and B, and the insurance period until October 8, 2030.