A Imprisonment with prison labor for six months, for two years and six months, for Defendant C, for eight months, and for Defendant D.

[2012 Highest 1036]

1. On August 21, 2009, Defendant A was sentenced to eight months of imprisonment for a crime of fraud at the Sungnam Branch of Suwon District Court on August 21, 2009, and the sentence became final and conclusive on the 26th of the same month, and the execution of the sentence was terminated at Seongdong-gu District Court on January 20, 20

Around March 2010, the Defendant, who had been living in Nowon-gu in Seoul Station, stated the written indictment as “ around March 2007,” but according to the evidentiary evidence, is recognized as “ around March 2010,” and there is no concern that the Defendant might have any substantial disadvantage to the Defendant’s exercise of his/her right to defense, thereby recognizing it as above ex officio without changing the written indictment.

In order to introduce Defendant J, K, and Defendant B in the order of a proposal that “the head of the department of state affairs is the Ministry of Land, Transport and Maritime Affairs” from the person who was named in the name of the deceased. However, the above person who was named in the name of the deceased, K, Defendant B, etc. are victims (the head of state affairs department is the Ministry of Land, Transport and Maritime Affairs).

) Abuse that the Korean Housing Finance Corporation’s financial resources of the National Housing Fund consist of workers who operate in the Korea Housing Finance Corporation, and the loans to the low-income people are made only by document screening without due diligence (the lease fund must be guaranteed by the Korea Housing Finance Corporation, but it is possible to grant a loan. In order to guarantee this, the existence of a certificate of employment and a lease contract is an essential requirement.

The purpose was to acquire the loan from the financial institution on the ground of false workers, and to attract the defendant.

Defendant B received several basic documents necessary for loans, including a certified copy of resident registration, as desired by Defendant B, and K and Defendant B received documents necessary for loans from other accomplices in the name of the Defendant, as if the Defendant served as the management director of the Nam-gu Seoul Yeongdeungporo 4, Yeongdeungpo-gu, Seoul, as the management director of the Nam-gu, Seoul, the management director of the Nam-gu, Inc., Ltd., at the location of 1-145.

In addition, around March 13, 2010, Defendant, K, Defendant B, and L are Dong-gu, Chungcheongnam-gu.