A defendant shall be punished by imprisonment for a period of four years and four months.

2. The instant crime committed on the market is organized and planned by the Defendant, in collusion with C, etc., by taking a systematic form, such as having a call center in Daegu and sharing the roles such as co-offenders, call center’s books, solicitation of passbooks, cash withdrawal books, etc., and by taking the so-called “wishing,” and by taking the money against many unspecified victims.

In particular, the crime of this case is very poor because it causes damage to the ordinary people who are economically difficult by inducing victims who need the loan to obtain the loan from other financial institutions and using the method of obtaining the loan by defrauding the loan by fraud.

In addition, the Defendant appears to have played a leading role with C, a co-offender, as a total liability for the crime of systematic fraud as above. ② The F, a defendant's pet, served as a responsible manager for the operation of the call center office between the Defendant and C; ② At the time of the police investigation, G, an accomplice, stated to the effect that C, upon giving instructions to C at the time of the police investigation, the Defendant would have given instructions to C, and that C would have given any instructions related to the loan fraud. In light of the relevant circumstances, such as the evidence evidence No. 2014Da3407 and the evidence No. 152, the Defendant appears to have actively participated in the crime, ③ for a period of three months, the victim was 140 persons, and the total amount of damage was 54,851,000 won, ④ The police, an accomplice, at the time of the investigation into the police investigation, made profits of more than two billion won from around December 12, 2012.