On August 2020, in order to allocate the role of the persons participating in telephone financial fraud as a person in charge of call center and a person responsible for cash collection. Accordingly, the call center staff, by telephone calls to many unspecified victims and misrepresenting them to the employees in charge of loans from financial institutions, the Financial Supervisory Service employees, and the employees of the Financial Service, and the Corporation.” After continuing to receive new loans from financial institutions under the circumstances of existing loans from other financial institutions, it constitutes a violation of the existing loan agreement, and thus, all existing loans must be repaid in cash, or "where money is deposited with guarantee insurance, etc., all disputes related to the financial institutions will be guaranteed." The cash collection officer, by misrepresenting the employees, financial employees, etc. of financial institutions, and by receiving cash directly or by receiving cash from the victims."

On August 17, 2020, the Defendant conspiredd to take the account of the victims of telephone financial fraud by directly communicating with the victims of telephone financial fraud or by deception, and then transfer them to the victims of the above registered financial fraud.

1. On August 20, 2020, a person in charge of call centers in the nameless statement of a telephone financial fraud crime organization committed against the victim B assumes an employee in charge of lending money from the victim B by posting a telephone to the victim B at his/her address address near August 20, 202, and "a bank may grant a loan from the bank". On the same day continuously, he/she assumes another employee in charge of recovery of claims by sending a telephone to the victim again on the same day, and "where he/she intends to obtain a loan from another financial institution while there is an existing loan, he/she shall fully repay the existing loan to D with the victim."