However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

The telephone finance fraud (hereinafter “Scam”) organization is composed of a total book, telemarket team, crime account, and mail card solicitation and delivery team, damage withdrawal and remittance team, etc. The telemarket assumess financial crime investigation officers, employees of the Financial Supervisory Service, bank employees, loan companies, etc., and led victims to transfer money to another person’s account recruited by the crime account and the mail card solicitation and delivery team, and the victim takes part in the role of withdrawing or transferring the money deposited into the said account or transferred to another person’s account in accordance with the direction of the total book, etc.

The Defendant, along with the aid staff of the non-named telephone finance fraud organization, ordered the victims to transfer money by misrepresenting the loan company staff and making a false statement, and the non-named staff (hereinafter “D”) instructed the Defendant et al. to withdraw and deliver the money wired from the telephone finance fraud crime to the withdrawal and communication books, and Defendant, E et al., in the order of priority, collected the money wired from the transfer of the check card under the name of another person via Kwikset’s service through the Kwikset’s instructions to withdraw or remit the money remitted to another account.

1. Fraud;

A. The victim F, who called a false text message from November 14, 2016 to August 18, 2016, reported the false text message on loan advertisement between the victim F, would be able to provide a substitute loan at low interest by accumulating transaction performance if he/she forwards money with low credit rating.

“When remitting 6 million won,” the credit reputation will be raised.

“The money in this section” and “the money in this section is not sufficient.