A. Defendants are jointly and severally liable for KRW 671,619,016 and KRW 665,037,713 among them. From July 9, 2015.

2. Claims against Defendant 2 and 3.: Judgment by public notice (Article 208 (3) 3 of the Civil Procedure Act).

3. Determination as to the claim against Defendant 1 on the grounds and timing for the loss of benefit during the period. As such, in full view of the purport of the entry and the whole pleadings as stated in the evidence No. 8, the above Defendant’s delay in payment of interest on each of the loans from the end of May 2015, the Plaintiff notified the Plaintiff of the loss of benefit of June 25, 2015 pursuant to Article 7 of the General Terms and Conditions for Credit Transactions and recognized the fact that the Plaintiff lost benefit of time based on July 8, 2015. Thus, the above assertion is without merit.