A Imprisonment with prison labor for eight months and for four months, respectively.

However, this judgment is delivered against Defendant B.

1. Joint crimes committed by the Defendants

A. The Defendants committed a crime around July 30, 2012, as the husband and wife’s branch on July 30, 2012, operated by Defendant A, who is in the members Msan-si E in Changwon-si, Changwon-si around July 30, 2012.

In F cafeteria, the victim G made a false statement that “I will pay interest equivalent to 30% per annum if I lend KRW 10 million to the victim G, and I will be a teacher of an elementary school, and I will receive retirement pay all principal after two years.”

However, in fact, Defendant B had already retired from regular teachers and had been employed as fixed-term teachers, so there was no retirement allowance to be received by the Defendants. The Defendants used the bonds to pay high interest amounting to KRW 160 million at the time, and the Defendants had to pay KRW 100 million in a number of million in the month of interest only due to the use of the bonds to pay high interest. The operation was also difficult to manage the said bonds to the extent that the monthly income and the employee’s monthly income are fast, and therefore, Defendant B had no capacity or intent to pay the principal and interest as promised.

The Defendants received KRW 10 million from the injured party’s account in the name of Defendant A (H) on the same day.

B. On September 20, 2012, the Defendants, at the same place as of September 20, 2012, provided that “15 million won shall be loaned to the same victim, and the retirement allowances shall be paid to the same victim.” Despite the absence of the intent or ability to repay as above, the Defendants were remitted from the injured party to the above account in the name of the Defendant A on the same day.

As a result, the Defendants conspired to receive the property of the victim.

2. Defendant A

A. On June 1, 2012, the Defendant, against the victim I, was operated by the Defendant in Changwon-si E on June 1, 2012.

In F cafeteria, the victim I made a false statement to the victim I, “I will lend 5 million won to the victim I urgently required the money, and will complete payment three months after the loan.”

However, the defendant is true.