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(영문) 광주지방법원 목포지원 2018.06.08 2017가합12023

보험에 관한 소송

Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 27, 2008, Defendant A entered into an insurance contract with the Plaintiff and Defendant B as the insured, and with the content that the Plaintiff received hospitalization allowances, etc. from the Plaintiff when the insured was hospitalized due to an injury or disease (hereinafter “instant insurance contract”).

B. From November 25, 2009 to December 8, 2009, Defendant B received hospital treatment for 14 days from C to 14 days from C, as stated in attached Table 2, and received hospital treatment for a total of 850 days from that time to April 13, 2017, and received KRW 62,009,001 as insurance money under the insurance contract of this case from the Plaintiff.

C. On the other hand, the insurance contract concluded between the insurance company including the plaintiff and the defendant B as the insured before and after the conclusion of the instant insurance contract, and the premiums and the days of hospitalization paid accordingly are as listed in the following table.

The table: The details of the insurance contract are as follows: the monthly insurance premium for the product name of the insurance company as of the date of application for the insurance contract; only the daily hospitalization day confirmed by the original evidence for hospitalization. On June 27, 2008, Plaintiffs 102,494 A 20,000, 30,000 and 25,000 and 30,000, 72,40 A 10,000 A 10,000, 20,0003 Samsung 16, 64,60 B0 B4, 197, 13, 200, and 200, 30,0000 and 30,000,000 won and 72,4,000,000 won and 30,000,000 won and 30,000 won and 25,000,000 won and 16,05,06,0.