A Imprisonment for six months, Defendant B's imprisonment for four months, Defendant C's imprisonment for six months, and Defendant D for eight months.

1. In fact, the “loan System of the National Housing Fund loan” of the Korea Housing Finance Corporation may be extended up to 70% of the deposit money for the lease on a deposit basis where ordinary people below 50,000 won annually receive a loan from a commercial bank with the said fund. The 90% of the loan is guaranteed by the Korea Housing Finance Corporation, and even if the loan is impossible to be recovered due to its failure to collect it, commercial banks may be compensated for 90% of the loan from the said Corporation.

G (the indictment of detention on May 21, 2015), H (the stay of prosecution on October 7, 2015), I (the indictment of detention on May 14, 2015), and J (the stay of prosecution on October 7, 2015) guarantee by the Korea Housing Finance Corporation (the suspension of prosecution on October 7, 2015). Since the guarantee of the Korea Housing Finance Corporation, a lessee (one customer), the owner of real estate who owns a false leasing contract, and a lessor who is a disguised employment of a lessor, is recruited, and each company was engaged in activities with a loan fraud hub by deceiving a bank by taking advantage of the fact that a bank is operating a loan examination and loan collection.

2. Specific criminal facts;

A. Defendant A submitted to the Bank a false written lease agreement and a certificate of employment with the Bank, and received the loan of the deposit money, and Defendant A conspired to divide it into lessor K (undetainedd on December 1, 2015) and the said Brazil G, etc.

On November 8, 2012, the Defendant entered into a false lease agreement as if the Defendant leased KRW 60,000,000 to KRW 1105,000,000,000,000,000,000,000,000,0000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000

The defendant on November 2012.