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(영문) 서울중앙지방법원 2015.07.24 2014가합514825

보험에관한 소송

Text

1. The Plaintiff and the Defendant concluded on January 15, 2013, the insurance policy number of the insurance policy of the insurance contract 100 Pulpy Plus II.

Reasons

1. Basic facts

A. On January 15, 2013, the Plaintiff entered into the instant insurance contract with the Defendant, ELI, who is 100 years old or older, as follows (hereinafter “instant insurance contract”).

The content of the instant insurance contract and the name of the policyholder and the insured: The name of the Plaintiff’s goods: D non-payment of dividends 100 years old and 100 years old and Plus II insurance policy number: The beneficiary except death - the Plaintiff / the heir at the time of death

B. At the time of the conclusion of the instant insurance contract, the Plaintiff asked questions to the question table 4 presented by the Defendant that “I cannot find a disease confirmation diagnosis, ② treatment, ③ hospitalization, ④ surgery, and ⑤ medical practice for medication,” through a medical doctor’s diagnosis or examination during the latest five years.”

C. In accordance with the instant insurance contract on November 27, 2013, the Plaintiff filed a claim with the Defendant for insurance money for medical expenses for diagnosis of urology and paid after diagnosis at the National Armed Forces Hospital Hospital (hereinafter “instant insurance money”) on June 26, 2013, July 24, 2013, and September 23, 2013. On December 13, 2013, the Defendant notified the Plaintiff of the insurance terms and conditions under Article 651 of the Commercial Act, as the Plaintiff did not notify the Plaintiff of the insurance terms and conditions by means of content-certified mail (hereinafter “instant hospitalization period”) by the content-certified mail, from February 13, 2008 to February 25, 2008 (hereinafter “the instant hospitalization period”).

Article 24 (Obligation to Notify before the contract) of the Terms and Conditions of the Insurance Contract of this case, the contractor or the insured (person subject to insurance) shall be informed of the matters asked at the time of subscription (in the case of the diagnosis contract, referring to the time of health examination).

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