2. The costs of lawsuit shall be borne by the Plaintiff.

A. On March 25, 2014, the Plaintiff entered into an insurance contract of “C” with the Defendant as the insured (hereinafter “instant insurance contract”).

B. Of the terms and conditions of the instant insurance contract, the contents pertaining to the instant case are as follows.

[Ordinary Terms and Conditions] Article 19 (Exemption from Payment of Insurance Premiums) ① When the payment rate prescribed in the "Disability Classification Table" (referring to attached Table 1; hereinafter the same shall apply) is equivalent to at least 50% of the injury or disease to the insured (hereinafter referred to as "ex post facto disability with at least 50% of the injury or disease"), the company shall be exempted from payment of the insurance premiums after the second time for the insured (person insured).

After exemption from the payment of insurance premiums, the payment of the guaranteed insurance premiums for the renewed contract shall be exempted.

(2) Where the payment of guaranteed premiums is exempted pursuant to paragraph (1), the company shall suspend the payment of accumulated premiums after the next return.

2-2. The company under Article 1 (Types and Grounds for Payment of Insurance Money) of the Special Terms and Conditions on Disability following Diseases shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary of insurance):

2. General ex post facto disability insurance contract: If the rate of payment specified in the disability classification table for a disease diagnosed and determined during the cover period of this Special Terms and Conditions falls under the condition of a disability less than 80%, the following amount shall be the insurance coverage amount of the general ex post facto disability insurance amount for the range of payment of the amount set forth below x the payment rate (50% of the above amount in the case of less than one year after subscription) 【Disability classification table 1 annexed hereto:

1. “Disability” as referred to in 1 of the definition of disability means a state of damage to a permanent mental or physical body remaining in the body after recovering the injury or disease;

However, the main symptoms and merged symptoms of disease and injury.