보험금
1. All claims filed by the plaintiff (appointed party) and the remaining designated parties are dismissed.
2. The costs of lawsuit shall be.
1. Basic facts
A. On July 31, 2003, the network D (hereinafter “the network”) concluded an insurance contract with the Defendant for love design (hereinafter “instant insurance contract”) between the Defendant and the Defendant, “if the deceased died on a holiday due to a traffic accident, KRW 100 million, and if he/she died due to a disaster other than a traffic accident, KRW 10 million, which the deceased’s heir would receive as the insurance money, respectively.”
B. However, according to the insurance terms and conditions applicable to the instant insurance contract (Evidence No. 11) on June 14, 2013, the Deceased’s day falls under “Holiday”.
(Article 15(1). (A) around 08:10, at the 08:10 YY YYY 1147, Gangwon-do Reduction Seed Promotion Agency (hereinafter referred to as "HHH") was walking in front of the equipment storage shop in front of the equipment storage shop located in the front of the equipment storage shop located in the king of Gangwon-do Reduction Seed Promotion Agency (hereinafter referred to as "HHG"), and died after facing a boom by a axis connecting the main body of the boomer boom and boom boom boom boom boom boom boom boom boom boom
(hereinafter “instant accident”). C.
On July 4, 2013, the Plaintiffs, who were the deceased’s children, claimed KRW 100 million against the Defendant Company for the insurance premium for the death of a holiday traffic accident. However, the Defendant Company paid only KRW 10 million to the Plaintiffs, without paying the insurance premium for the death of a holiday traffic accident, on the ground that “the instant accident does not constitute a traffic accident that occurred on the road open to the public for the purpose of using it for general traffic.”
Meanwhile, according to the insurance clauses applicable to the insurance contract of this case, "the insurance money for the death of a holiday and transport disaster shall be paid when the insured dies as a traffic disaster (hereinafter referred to as "traffic disaster") specified in the table 4 (Traffic Disaster Classification Table) that occurred on holidays during the insurance period (Article 17 subparagraph 3)," and "the above table 4 (Traffic Disaster Classification Table) below the above table."