2. The costs of lawsuit shall be borne by the Plaintiff.

A. On August 10, 2002, the Plaintiff concluded a disaster relief insurance contract between the Defendant and the insured (hereinafter “the instant insurance contract”) with the Plaintiff, the beneficiary of the death benefit, the Plaintiff’s beneficiary of the death benefit amounting to KRW 30 million, and the insurance period from August 10, 2002 to August 10, 202 (hereinafter “the instant insurance contract”).

B. The terms and conditions of the instant insurance contract pertaining to the instant case are as follows.

Article 12 (Types and Grounds for Payment of Insurance Money) (1) A communications agency shall pay the insured money agreed upon to the beneficiary when any of the following causes occurs to the insured among insurance agencies:

(See attached Table 1 “The Standard Table for Payment of Insurance Money” 2. 2. The term “Disaster Death Insurance Money” means a disaster in attached Table 2(Disaster Classification) which occurs on the ordinary day and which occurs in accordance with the following classification: < Amended by Presidential Decree No. 20190, Feb. 1, 201; Presidential Decree No. 20134, Feb. 2, 201; Presidential Decree No. 2010, Feb. 2, 2011>

C. On May 1, 2009, at around 9:30:0 a.m. on May 1, 2009, the Deceased was running along the two lanes from the front line of D Real Estate C located in Tonsan-si, Seoul, to the lower part of the front side of the vehicle running directly into the first lane on the same side while changing the course to the first one.

(hereinafter referred to as “instant accident”). D.

After May 1, 2009 to July 21, 2009, the Deceased died from E Hospital, F Hospital from July 21, 2009 to November 9, 2010, the former North Korean University Hospital from November 9, 2010 to November 10, 2010, the former North Korean University Hospital from November 10, 201 to June 20, 201.