However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, detailed statement of salary, etc. without any special security, and a lease contract.

On December 2, 2011, the Defendant: (a) made a document necessary for loans, such as a false lease contract, using a house owned by the Defendant; (b) made it possible for a financial institution entrusted with the business related to the loan of employee pre-paid housing, along with B (Suspension of Prosecution) and a broker with a nameless loan; and (c) made it possible for the Defendant to use the document by taking over the loan of pre-paid housing

Accordingly, around December 9, 201, the Defendant, B, and nameless loan hubs prepared a false lease contract as if they leased KRW 120 million to B, which is the Defendant’s ownership, in the Seoul Gwangjin-gu Seoul Special Metropolitan City “D” administrative office around December 9, 201, to KRW 102 million.

Since then, around December 12, 201, B submitted a false certificate of employment, payment ledger, etc. to the employees in charge of loan loan, which was prepared falsely, and that B, who had been employed in the Bank of Korea, from the loan hub, was in charge of loan loan to the employees in the middle-gu, Seoul Special Metropolitan City.

However, the defendant does not lease the above E-Ba to B, and the B did not have any intention to use the loan as the deposit even if it did not have served in the F in the Bank of Korea, and even if it received the loan.

As a result, the Defendant conspired with B and nameless loan hubs as above, by deceiving the victim, and transferred KRW 60 million to the Nonghyup Bank account in the name of the Defendant on December 16, 201, under the pretext of loans from the former loan, from the damaged party.

Summary of Evidence

1. The defendant's person;