On June 23, 2011, the Defendant: (a) lent KRW 37,900,000,000 to the Plaintiff’s Hyundai Capital Co., Ltd.’s employees in the Hyundai Motor Port Office located in Gwangju Northern-gu, Gwangju, to the effect that the Defendant would repay KRW 924,361 each month for 48 months, for a period of 48 months.

However, even if the defendant receives a loan from the victim, he/she did not have any property or income, nor did he/she have any intention or ability to repay the loan in full.

As above, the Defendant, by deceiving a victim’s non-indicted employee, received KRW 37,900,000 from the said employee on June 23, 2011, and acquired it by fraud.

Summary of Evidence

1. Entry of the protocol concerning the examination of the accused in the prosecution;

1. The application of Acts and subordinate statutes in writing of a record attached to a criminal investigation report (Submission of recording materials of review call by a complainant);

1. It shall be so decided as per Disposition for the reasons under Article 347 (1) of the Criminal Act or more of the choice of punishment for the crime;