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(영문) 서울남부지방법원 2015.11.06 2015가합100069

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. A is a person who is engaged in a forest processing business in the form of discharging original yarns upon being entrusted by an original-owned enterprise for processing at a factory located in Scheon-si C (hereinafter “instant factory”) with the trade name of “B.”

Comprehensive risk Guarantee (Section 1) Corporate Suspension Risk Guarantee (Section 3) 600,000,000 won 1,000,000,000 won 250,000 won 250,000,000 won 30,000,000 won 30,000,000

B. A around December 2009, the insurance period of “B” as the insured between the Defendant and “B”, and “from December 23, 2009 to December 23, 2010,” and “from December 23, 2010” was concluded a package insurance contract (hereinafter “instant insurance contract”) which covers “the occurrence of property damage (general security in Section 1) arising in connection with the instant factory and the occurrence of business suspension damage due to the suspension of operation (general security in Section 3),” and the subject matter and the subscription amount of the instant insurance contract are as shown in the following table.

C. On June 21, 2010, the Defendant agreed to increase the subscription price for the portion of “movable Property” from KRW 600,000,000 to KRW 1,100,000.

On August 4, 2010, around 03:18, a fire occurred in the factory of this case, and accordingly, the building of this case and machinery and movable assets in this case were entirely removed.

(hereinafter referred to as “the instant fire accident”). At the time of the volume of the product sold, USD 32.76'S/12,890.37kg 9,987.96'CV40'S/1,080.90g 4,378.62's CM30'S/19,308.83k 35,708.67's 40'S/157,284.06kg 270,254.74.74 US$ 132.76k/1 (B-1019), USD 834.65kg. 207.65g, 254.30's 37.370's 1370's 37.637.137''s 1307.637''s 1307.370''s 13637.37.37.

E. At the time of the instant fire accident, A was entrusted by the Plaintiff to process the original specifications (hereinafter “each original specifications of the instant case”) as seen in the following table, and stored them in the instant factory.

recognized.