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(영문) 울산지방법원 2013.12.19 2013고정1200

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor or Special Self-Governing Province Governor who has jurisdiction over

Nevertheless, the Defendant did not register the above.

1. On June 25, 201, a loan of KRW 2,520,00 to a victim C within a commercial building located in Ulsan-gu, Ulsan-gu, Seoul-do for 65 days each day on the repayment of principal and interest (over to 526.43% per annum);

2. The same year;

8. Ten-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-five-

(Annual interest rate approximately 526.43%) Accordingly, the Defendant operated a unregistered credit business and received interest exceeding the limited interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of the police statement regarding C;

1. A detailed statement of passbook transactions;

1. Application of Acts and subordinate statutes to a report on investigation (as to calculation of interest rates under the Credit Business Act);

1. Article 19(1)1, Article 3 of the former Act on the Registration of Credit Business, etc. and Protection of Finance Users (Amended by Act No. 11544, Dec. 11, 2012); Articles 19(2)3 and 11(1) of the relevant Act on criminal facts; Articles 19(2)3 and 11(1) of the same Act on the Registration of Credit Business, etc. and Protection of Finance Users; and selection of fines, respectively.

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for not less than Article 334(1) of the Criminal Procedure Act.