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(영문) 광주지방법원목포지원 2016.04.28 2014가합13223

보험에관한 소송

Text

1. It is confirmed that an insurance contract entered into between the Plaintiff and the Defendant B is void.

2. The plaintiff, defendant .

Reasons

1. Basic facts

A. On December 8, 2009, Defendant B entered into an insurance contract with the Plaintiff as the insured, Defendant B as the beneficiary of death and the beneficiary of survival, and entered into an insurance contract with the content that the insured is receiving the daily amount of hospitalization from the Plaintiff (hereinafter “instant insurance contract”).

B. From March 2, 2010 to March 15, 2010, Defendant A received 783 days of hospitalization as shown in the attached Table 2 from that time to August 21, 2014, from that time, from around 14 days after being hospitalized at C’s Council members on the ground of perchitis. Defendant A received KRW 20,609,796, and Defendant B received KRW 27,81,805, respectively according to the instant insurance contract.

C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract that the Defendants concluded with the insurance company including the Plaintiff and the Defendant A as the insured, and the details of the insurance premium and the insurance amount paid accordingly are as follows.

E. List: The details of the insurance contract concluded with Defendant A as the insured on April 15, 2008 - monthly insurance premium (won), daily disease (won), non-life insurance premium (won), and 1 teaching life insurance (one school life insurance) that was 162,650,15,000 36,885,000 2. Korea Post Safety Level Insurance 2750 - 2750 - 9,900 20,000 - 30,000 - 40,000 - 50,000 per annum 280,000 - 48,000 - 208,000 - 30,000 - 408,000 - 208,014,000 - 208,014,000 - 308,014,201.