(However, the “creditor” is deemed to be the “Plaintiff” and the “debtor” to be the “Defendant”). 2. Each judgment against the Defendants subject to applicable provisions of law rendered in favor of each of the parties (Article 208(3)2 of the Civil Procedure Act and the Defendants raised formal objection against the payment order, and the Defendants did not submit a specific written response and did not appear on the date of pleading).