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(영문) 창원지방법원진주지원 2020.11.24 2020가합10452

채무부존재확인

Text

The plaintiff's claim is dismissed.

Litigation costs shall be borne by the plaintiff.

Reasons

1. Basic facts

A. The Plaintiff is an insurance company. The Defendant is a policyholder who entered into an insurance contract with the Plaintiff on March 29, 2013 specified in attached Table No. 2 (hereinafter “instant insurance contract”) and the beneficiary other than the death of Nonparty C.

B. Of the question table of “matters to be informed of the disease before the conclusion of the instant insurance contract” attached to the insurance subscription form, the term “whether there exists any fact of having received medical practice such as the confirmation of disease, treatment, hospitalization, surgery, medication, etc. within the latest five years through a diagnosis or examination from the doctor of the following 11-year disease,” and “whether a doctor has undergone medical practice such as the confirmation of disease, diagnosis of disease, diagnosis, treatment, hospitalization, surgery, medication, etc. within the recent three months through a diagnosis or examination,” and “whether there is any fact of having undergone an additional examination by a doctor within the recent one year through a diagnosis or examination,” and “within the recent five years, whether there is any fact of having received a medical practice such as medication, for at least seven consecutive days,” respectively.

C. Meanwhile, before the conclusion of the instant insurance contract, C was born in D U.S. as D U.S., prior to the conclusion of the instant insurance contract, and received a total of 116 days of hospital treatment and hospital treatment at 7 times in total through the diagnosis, such as the pulmonary Ethical pulmonary Ethye, the U.S. Ethye, and the instant insurance contract was concluded. From August 9, 2017 to August 19, 2017, C repeated hospital treatment and hospital treatment were conducted after being hospitalized in Ethye University Hospital located in Ethal Ethye, Ethye, Ethye, the pulmonary pulmonary pulmonary Ethye of the newborn, Ethye, and Ethical cerebriformmathye.

Accordingly, Paragraph 1 of the attached Table, the defendant's final diagnosis of which is the final diagnosis.