The facts of the cause of the claim do not conflict between the parties or can be recognized by the statements in Gap evidence Nos. 1 through 6. As such, the defendant is obligated to pay to the plaintiff damages for delay calculated at each rate of 12% per annum under the Civil Act from November 1, 2019 to January 6, 2020, the delivery date of a copy of the complaint of this case from November 1, 2019 to January 6, 2020, with respect to KRW 93,209,300 and KRW 60,209,300, which is the day following the due date for repayment.

Therefore, the plaintiff's claim of this case is justified, and it is so decided as per Disposition.