The Ministry of Land, Infrastructure and Transport has operated a system of lending money for house lease with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents such as a certificate of employment and a statement of salary without any special security to stabilize the housing of homeless workers with financial resources of the National Housing Fund.

그러나 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false details related to the lessee, who is the nominal holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the worker's house lease loan loan while submitting the house lease contract to the financial institution. The false lessor, who will engage in the lessor's act, committed the crime by applying for the worker house lease loan and receiving the loan, and then divided the loan by dividing the loan.

Specific criminal facts

1. Defendant A and Defendant B’s joint crime committed by the Defendant A and Defendant B were falsely lessee, and Defendant B were falsely lessors with his name-free loan so as to receive the employee deposit funds by the aforementioned method, and conspired to divide them into two.

According to the above public offering, the defendant A is not aware of the five floors of the building near Busan-gu, Busan-gu, about March 2014.