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(영문) 대전지방법원 2016.04.06 2014가합102979

채무부존재확인

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. 1) On July 7, 2006, the Defendant entered into an insurance contract with the Plaintiff on the ground that the beneficiary out of death was the Defendant and entered into an insurance contract with the same content as the attached Table 1 (hereinafter “instant insurance contract”).

(2) The secured name and the amount of the insurance under the instant insurance policy are as follows.

In the event of a general injury after a general injury on July 7, 2000 and/or on July 7, 2006, in the event of a general injury after a general injury on July 7, 2007 (Provided, That the payment shall be made by multiplying the amount subscribed to each year by the disability payment rate) in the time of the insurance period / insurance period / in the event of a general injury under general injury (basic contract) in the life insurance period / in the event of a death or a subsequent disability (Provided, That the payment shall be made by multiplying the amount subscribed to each year by the disability payment rate) 50% or more in the event of a general injury after a general injury on July 7, 2006 (Provided, That the payment shall be made by multiplying the amount subscribed to each year by the disability payment rate) 200,000,000,000

B. The general terms and conditions of the instant insurance contract (hereinafter “instant general terms and conditions”) and the special terms and conditions (hereinafter “instant special terms and conditions”) are stipulated as follows.

- The General Terms and Conditions - Article 14 (Compensation for Damages) - The Company shall compensate the insured for the damage resulting from the injury (hereinafter referred to as "damage") under Chapter 1 (Common Terms and Conditions and Chapter 2 (General Terms and Conditions Concerning the Body) if the insured has suffered bodily injury (excluding physical assistance equipment, such as water, clothing, bill, and bill; hereinafter the same shall apply) due to any sudden and incidental accident during the insurance period (hereinafter referred to as "accident"). The company shall not compensate for the damage resulting from the injury under the following reasons. The company shall not compensate for the injury arising from the pregnancy, childbirth (including king), surgery, and other medical treatment on July 1, 200. However, in the case of the injury the company bears.