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(영문) 광주지방법원목포지원 2014.11.20 2014가합10743

보험에관한 소송

Text

1. It is confirmed that each insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is invalid.

2. The defendant.

Reasons

1. Basic facts

A. On April 8, 2011, the Plaintiff concluded each insurance contract with the Defendant listed in the separate sheet with the Defendant as the insured (hereinafter “instant insurance contract”).

B. After that, the Defendant was hospitalized for a total of 305 days from around 14 days to October 5, 2013 on the ground that the Defendant exceeded the period of April 13, 2012, and received total of 18,600,000 won by claiming the insurance proceeds under the instant insurance contract from around 19 times to around 5, 2013.

C. On the other hand, the defendant concluded a multiple insurance contract that contains a daily allowance for hospitalization with other insurance companies than the plaintiff and received insurance proceeds from the above hospitalization. The detailed details are as follows.

Only the insurance contracts currently maintained are organized.

In the name of each insurance company, the entry “stock company” in the name of each insurance company is omitted.

According to the defendant's argument 1, the insured of No. 1 insurance contract is the defendant and his/her wife, according to the defendant's argument that monthly insurance premium (the monthly insurance premium) as of the date of concluding the contract for the name of the goods, the daily allowance for injury and hospitalization

18,100 10,000 14,000 10,00 14,610,000 14,610,486 2 on July 6, 2010, 300 30,000 30,300 30,000 30 30,00 30,00 30 30,00 30 8,00 18,000 8,00 18,000 18,00 60,000 16,000 16,000 16,000 16,000 20,000 4,00 4,00 30,50,00 30,00 30,00 30,50 30,00 30,04 30,01