On July 2015, the Defendant borrowed KRW 360 million from C, but failed to pay it, which led to the Defendant’s demand, and upon C’s introduction, the Defendant agreed to receive KRW 460 million from the victim’s capital loan to repay C’s debt.

However, the Seoul Special Metropolitan City D Building 202, which is owned by the Defendant, to be offered as security to the victim, is likely to cause the former tenant to have already moved in, and thus the Defendant would be unable to obtain a loan, and accordingly, he altered the relevant documents as if there was no tenant who moved in the said secured object, and then submitted them to the lending company to obtain the loan.

1. Around November 3, 2015, following the alteration of official documents, the Defendant changed his/her work date and time by repeatedly copying the following: (a) the date and time date of each work column of the foregoing DBD’s main shop and the details of access by the household moving into the new address (including a cohabitant) possessed by the Defendant in Gwangju-si, Gwangju-si; and (b) the number of the households moving into the new address, which had been possessed by the Defendant in his/her secondary sales office (including a live person).

Accordingly, for the purpose of uttering, the defendant modified two copies of the statement of the transfer household under the name of the head of Seocho-gu Seoul Metropolitan Government F Dong, which is an official document without authority.

2. On November 4, 2015, the Defendant at the altered official document utteringed two copies of the transfer household perusal statement (including a cohabitant) that he/she had altered to the employee of the Seocho-gu Seoul Metropolitan Government G community service center as if he/she had genuinely formed two copies of the transfer household perusal statement (including a cohabitant) that the Defendant altered to H.

3. On November 4, 2015, the Defendant: (a) at the G community service center as indicated in the foregoing paragraph (2) around November 4, 2015, filed an application for a loan with the victim’s third party as collateral for the above Do lending; and (b) as if there was no occupying household, the Defendant changed as stated in the foregoing paragraph (including a cohabitant).