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(영문) 대전지방법원 2017.11.17 2017가단215718

보험에관한 소송

Text

1. The part of the instant lawsuit which rejected the claim for nullification of termination of the contract.

2. The plaintiff's remaining claims are dismissed.

Reasons

(b) the facts of the basis;

A. On November 25, 2015, the Plaintiff entered into an insurance contract with the Defendant for children of B as the Plaintiff’s child, and entered into the instant insurance contract for children of B (U)KB as the insured on the attached list (hereinafter “instant insurance contract”).

* Disease surgery expenses (insurance fee of 300,000 won) - Time of surgery (payment of only one surgery in the case of having undergone at least two types of surgery for a disease during the insurance period) - Medical treatment expenses for a disease in the face of a disease (out of 250,000 won) - Medical treatment expenses for outpatient treatment for a disease in the face of a disease (out of 250,000 won) - Medical treatment expenses for a disease in the face of a disease (out of 50,000 won) - Medical treatment expenses for a disease in the face of a disease (out of 30,000 won) - Medical treatment expenses for a prescription

B. Of the matters to be guaranteed by the instant insurance contract, the following expenses for surgery of diseases, expenses for medical treatment of patients suffering from a disease (outboard), and expenses for medical treatment of patients suffering from a disease (outboard), are included.

C. “Obligation to notify prior to the conclusion of the instant insurance contract” attached to the written application states that “The following matters concerning the insured (person subject to insurance) are necessary for the company to take over the subscription for the insurance contract, and thus, the policyholder and the insured (person subject to insurance) are true. If the following matters are verbally notified to the insurance solicitors, etc., the obligation to notify prior to the contract is deemed not to have been notified (in the event of failure to notify prior to the contract, the obligation to inform the insurance company). If the following matters (see No. 1-12) are not notified to the truth or is falsely notified, the insurance contract may be refused, and in particular, if the content falls under “material fact,” without relation to the intent of the policyholder or the insured (person subject to insurance).” However, the Plaintiff stated that “the effect of breach of the obligation to notify prior to the contract may be terminated or restricted” under the insurance policy.