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서울북부지방법원 2016.07.13 2016고단1517

사기

Text

A defendant shall be punished by imprisonment for one year.

Reasons

Punishment of the crime

[Structure ] The Ministry of Land, Infrastructure and Transport has operated a system for lending of pre-paid housing at a rate lower than the market interest rate (amended by January 2015, 201) to provide credit guarantee and loan to a financial institution entrusted with the business of lending pre-paid housing loan to a financial institution, such as a certificate of employment without any special security, receipt of earned income collection, etc., and a lease-related documents, such as a contract for lease of pre-paid housing, in order to stabilize the housing of homeless workers with a financial source of the National Housing Fund.

The act of financing workers’ loan fraud is a structure that makes false employment-related documents such as a certificate of employment, detailed statement of wages, and certificate of source of income tax collection, etc. in the name of a disguised company as if the borrower is employed by the nominal owner of the loan, and makes a false document related to the lease, and then makes a false document related to the lease, such as a contract of lease with a subcontractor and receipt of down payment, etc., as if the lessor had entered into a lease contract with the above lessee for the house owned by soliciting the lessor, and then, makes a false document related to the lease, such as a credit guarantee by the Korea Housing Finance Corporation and the Korea Housing Finance Corporation and the Korea Housing Finance Corporation in submitting the above false document to the financial institution, and the lessor is not obligated to deposit the loan at the time of the repayment of the deposit with the relevant financial institution.

[Specific criminal facts] C and D borrow the name of a corporation used to disguised the above tenant as employee status, provide the lessee with education on the loan method and the response required at the time of consultation with the financial institution, and provide guidance to the financial institution.