2.Provided, That the execution of the above sentence shall be suspended for two years from the date this judgment becomes final and conclusive;

1. Fraud against victim D;

A. On December 30, 2008, the Defendant borrowed money, within the Defendant’s driver’s car parked on the road in front of the “former FFIIIIIIIIIIIIIIIIIIIB” located in the north-gu, Busan on December 30, 2008, and the victim D made a false statement to the effect that “The size of the apartment owned by the Defendant is too much so much so that it is difficult to operate the company. It is difficult to operate the company. It is difficult to lend money if only the products

However, the defendant did not have any special property under the name of the defendant at the time, and the business operated was not paid rent of approximately KRW 10,000,000, and the apartment was not owned by the defendant in Busan Shipping Daegu, and there was no intention or ability to repay the borrowed money to the victim even if he borrowed money from the victim.

As above, the Defendant, as well as from around that time to December 19, 209, received KRW 19,980,000 as a sum of KRW 12 times as stated in the annexed crime list (1) from around that time, by deceiving the victim and receiving KRW 380,00 from the victim as a loan borrowed money.

B. On February 2010, the Defendant: (a) made a false statement to the victim D that “A would pay the credit card fee if the credit card was lent to B; and (b) would give points for the use of the credit card.”

However, the defendant did not have any special property under the name of the defendant at the time, and even if he borrowed a credit card from the victim, he did not have the intention or ability to pay the amount.

On February 8, 2010, the Defendant, by deceiving the victim as above, received one credit card from the victim, and then received one credit card from the victim.