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(영문) 창원지방법원 진주지원 2017.01.11 2015가합11093

손해배상(기)

Text

1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. Plaintiff B and C are children of Plaintiff A.

B. The Plaintiffs, via Defendant D, the insurance solicitor of Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Defendant Samsung Life”) from March 2012 to August 2012, through Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Defendant Samsung Life”), concluded each insurance contract with Defendant Samsung Life Insurance Co., Ltd. (hereinafter “each of the instant insurance contracts”) with Defendant Samsung Life, the Plaintiffs, the insured E, and the Plaintiff A on a total of five occasions as indicated in the table below (hereinafter “each of the instant insurance contracts”), respectively.

1. 234 45 Product Name and pension insurance exceeding 1.2 fresh 1.0 fresh fresh 1.0 fresh fresh fresh fresh fresh 1.4 policyholder, Plaintiff A B C, Plaintiff A, Plaintiff A, Plaintiff A, on March 15, 2012, on the date of the contract for Plaintiff A A, Plaintiff A, on March 15, 2012, on August 22, 2012, 200,40,003,530,5302,802,80,000 new fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh fresh.

C. ① The insurance premium paid by the Plaintiff A to Defendant Samsung Bio-resources for KRW 1,712,080,000 (actual payment of KRW 1,664,585,912) is the aggregate of KRW 1,224,00,00,000 in total, and the insurance contract loans are KRW 42,00,00 in total.

② The insurance premium paid by the Plaintiff B to Defendant Samsung Bio-resources according to the second insurance is KRW 109,524,470 (actual payment of KRW 103,390,427). The insurance premium paid by the Plaintiff Samsung Bio-resources is KRW 22,00,000,000.

③ The insurance premium paid by the Plaintiff C to Defendant Samsung Bio-resources is KRW 84,987,00 (actual payment is KRW 79,984,086). The insurance premium paid by the Plaintiff C to Defendant Samsung Bio-resources is KRW 23,00,000.

The Plaintiffs terminated each of the instant insurance contracts on October 1, 2016, where the instant lawsuit was pending on the grounds of financial circumstances.

The Plaintiffs are each of the instant cases.