except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

In the event that the Defendant lent the victim B a telephone on July 2019, 2019, '10 million won' to another person, he/she would pay 5-day interest every month and pay her principal to another person before the month.

“...........”

However, even if the defendant received money from the victim, he/she thought that he/she would be able to use the defendant's personal debt repayment, etc. without any particular property, and he/she did not have any intention or ability to repay the money as promised because he/she did not have any interest equivalent to KRW 5 billion per month, which amounts to about KRW 20 million of financial rights and personal debt without any particular property.

On July 12, 2019, the Defendant, by deceiving the victim as above, received KRW 10 million from the victim to the Kakao Bank Account (C) account in the name of the Defendant on July 12, 2019, and thereafter received a total of KRW 33.5 million from that time until September 9, 2019.

“Around September 18, 2018, the Defendant stated that “The head of the branch office of an insurance company shall lend operating funds to the victim F” (hereinafter referred to as “the head of the branch office of the insurance company necessary for KRW 20 million) with the victim F, which is located in D at macro-si on September 18, 2018. Interest shall not be concerned about the support from the head office, and the principal shall be repaid at the latest until December 30, 2019.”

However, the defendant did not have received a request from the head of the insurance company's branch at the time of the receipt of the request by the head of the insurance company to lend the operating fund, and even if he borrowed money from the insured through the defendant, he did not have the ability and intent to pay it to the victim.

The Defendant deceivings the victim as above.