A. On September 6, 201, the Plaintiff agreed to pay the balance of the loan to B at a rate of 20% per annum from the interest rate of KRW 969,00,000 to September 6, 201, and the due date of reimbursement of KRW 7.5% per annum and the due date of reimbursement of KRW 969,00 to September 6, 2014.

B. On September 6, 2011, the Defendant guaranteed the Plaintiff’s above-mentioned debt within the scope of KRW 1,261,00,000.

C. B, on May 7, 2013, due to the failure to pay interest by the agreed time, lost the benefit of time in accordance with the basic terms and conditions for credit transactions by community credit cooperatives. At the time, B’s loan balance to the Plaintiff was KRW 968,60,000.

[Based on the fact that there is no dispute, Gap evidence Nos. 1 through 4 (the defendant denies the authenticity of Gap evidence No. 2, but it can be recognized by the statements No. 5 through 7), and the purport of the whole pleadings, the defendant is obligated to pay to the plaintiff the amount calculated by applying the rate of 20% per annum, which is the delayed damage rate of 1,261,00,000 won, within the scope of KRW 1,261,60,000, and the late payment damages calculated by the rate of 968,60,000, which is the delayed damage rate of KRW 7, 2013, which is the delayed damage rate of KRW 1,268,60,00,

In conclusion, the claim of this case is justified and it is so decided as per Disposition.