The Defendant, who selected several insurance products with high security and purchased intensive treatment rather than for receiving insurance money such as hospitalization expenses and hospitalization allowances, was formally hospitalized at a hospital which is easy to be hospitalized, and did not receive proper hospitalized treatment while staying out or staying outside the hospital for a long time. Even if the disease requires hospitalized treatment, the Defendant was hospitalized for a long time as necessary, and then, upon receiving documents necessary for receiving insurance money, such as a certificate of hospitalization and a medical certificate, which stated as if he had undergone proper hospitalized treatment from the relevant hospital at the time of discharge, and submitted them to each insurance company, which had already been subscribed for insurance money.

On January 29, 2010, the Defendant entered into an insurance contract called “Haf-F-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-W-S

After entering into an insurance contract as above, the Defendant was diagnosed by the “D Hospital” located in Busan Metropolitan City captain C, around March 23, 2010, and was diagnosed by the doctor as the “Dok-do Dok-do Dok-do Dok-do Dok-do Dok-do”

4. By the 26th day, hospitalization was made for 35 days.

However, in fact, the above disease treatment was sufficiently possible by the hospital, and was hospitalized with the intention of receiving insurance money, such as hospitalization expenses and hospitalization allowances, from the insurance company that has already joined, and during the hospitalization period.