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(영문) 대구지방법원 서부지원 2015.07.02 2015고단757

대부업등의등록및금융이용자보호에관한법률위반

Text

Defendant

A Imprisonment for six months, each of the defendants B and C shall be punished by a fine of three thousand won.

except that this judgment.

Reasons

Punishment of the crime

Defendant

A is an accomplice from March 2014 to his/her accomplice D (guilty on November 28, 2014) who has overall control over the affairs such as the conclusion of a loan agreement and the management of his/her employees at the credit business office in the operation of the Credit Business Office in which he/she was accomplice D. From May 2014, Defendant C was in charge of the affairs such as the conclusion of a loan agreement, the amount of a loan agreement, and the distribution of a leaflet at each of the above offices from June 2014. Defendant B was in charge of the affairs such as the conclusion of a loan agreement, the amount of a loan agreement, and the distribution of a leaflet at each of the above offices from June 2014. Defendant E (Suspension of Prosecution on December 30, 2014) is a person who is in charge of the transfer of funds to the accounting staff of the above offices.

Any person who intends to run a credit business shall register his/her business with the administrative agency having jurisdiction over the relevant place of business, and no one shall collect the interest that exceeds the maximum interest rate (30% per annum) determined by the Presidential Decree from any unregistered credit service provider.

Nevertheless, the Defendants conspired with E, D, and F in consecutive order on July 31, 2014 and agreed to receive a total of KRW 1,320,000 won for 44 days each day after deducting KRW 820,000 won from the fees and actually being paid KRW 9,29,000 per annum (629% per annum) from the credit service office located in Daegu Northern-gu, Daegu-gu, Daegu-gu, and agreed to receive the principal and interest of KRW 471,50,000 for 298 times from March 2014 to September 25, 2014, Defendant C received a total of KRW 31,000 from May 2014 to September 25, 2014, and Defendant C received a total of KRW 301,000,000 per annum from around 300,000,0000 per day pursuant to the agreement.

Accordingly, the Defendants received interest exceeding the limited interest rate while running credit business in collusion with E, D, and F without registering it with the competent authorities.

Summary of Evidence

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